Bad Credit Second Mortgages

Currently UK mortgage rates are at an all time low, in fact lower than they have been for nearly three decades. These low prices exist not only in the traditional mortgage market but also in the Bad Credit Second Mortgage market. Mortgages Refinance UK offer some of the most competitive rates on Bad Credit Second Mortgages. There could not be a better time to get a UK mortgage quote from Mortgages Refinance UK. Our in-depth knowledge of the bad credit second mortgage market in the UK means we can find the very best bad credit seco nd mortgage for you - no matter what your circumstances.

You will find we are much more flexible compared to the high street lenders.

At Mortgage Refinance UK we understand that you might have a less than perfect credit history. We have a flexible and friendly approach to all our customers.

Does this sound like you?

If this does sound familiar, then we could help contact us now on 0800 123 4567 or simply fill in the online mortgage form
You could be just one phone call away from getting a UK mortgage.

Do you have a poor credit history? It could be because you have experienced County Court Judgments, mortgage arrears or bankruptcy in the past? Even something as minor as a late payment, which you did not think anything about at the time or simply forgot about.

Fill in the online mortgage form below or simply call 0161 439 0795

You may find that you are one of millions of people with an adverse credit history when lenders come to do a credit check on you. Just because you have a poor credit history does not mean you cannot get a UK mortgage. There are many lenders that specialise in lending to people in just your situation.

Every month we help hundreds of people like you find a great deal. If you want to apply for an adverse credit mortgage you can do so here as we specialise in non-standard mortgages.

Don't worry if you have poor credit, our lenders specialise in adverse credit and bad credit mortgage loans regardless of whether you have CCJ’s or a less then perfect credit history.

 

Enquiry Form

Mortgage Amount & Re-payment Period

Please key in the data requested or select one of the options :-
*Mortgage Amount (£) ?
*Purchase Price (£) ?
*Deposit Available (£) ?
*Repayment Period (Years) ?

Current Status

Please key in the data requested or select one of the options :-
*First Time Buyer
*Home Mover

Offer Accepted

*Yes
*No

Employment Status*

Employed Self Employed Retired          
*Annual Income (£) ?

Adverse Credit Details

Adverse credit Yes No                
Type

Personal Details

Thank you for taking the time to answer the above questions. Please now complete the following details

*Name
Partner's Name
Address
Address
Address
Post Code
*Home Phone Number
Work Phone Number
Mobile Phone Number
*Email Address

Comments
Please provide any preferences or types of mortgages you are interested in

      

Bad Credit 2nd Mortgage Info.

What is a Bad Credit 2nd Mortgage

The majority of UK homeowners currently have first mortgages on the property in which they live. These 1st mortgages usually last for fifteen to thirty years with a mortgage payment being required to a mortgage lender every month. When the balance of the mortgage is paid you own your property outright.

2nd Mortgages allow you to realise the equity, the profit, in your property before the mortgage term has been reached. These are referred to as second mortgages as they allow you to release the equity which is locked into your property. This part of your property becomes the security for the mortgage or other loan taken out against it.

Why Request a Second Mortgage?

A second mortgage will allow you to release your money locked in your home. A second mortgage will allow you to get hold of money for any reason. This could be using the money raised from a second mortgage to clear existing debts and make repayments more manageable or the second mortgage could pay for home improvements to increase the value of your home.

Bad Credit Second Mortgages

A Bad Credit Second mortgage is also known by the following names.

Bad Credit 2nd Mortgages from Mortgages Refinance UK


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Telephone 0800 0856 928
Kingsley Francis is regulated and authorised by the FSA No. 229963

Kingsley Francis Associates usually charge a fee of £300. This is deducted from the mortgage advance on completion of the mortgage and is not payable up front. Regulated & Authorised by the Financial Services Authority. Registration 229963.

Mortgages and Re-Finance

Mortgage Specialists For: ADVERSE CREDIT | SELF CERTIFICATION | RIGHT TO BUY | BUY TO LET

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